Mrs. Katherine N. (Tot) Cutler passed away recently, aged 96, at her home in Mantoloking, New Jersey.

She leaves many long-time friends in Bermuda where she gave of herself and her talents tirelessly during the years, starting in the sixties, that she and her husband Westford wintered in the Island.

As an acclaimed flower arranger, demonstrator and teacher, Mrs. Cutler enriched the Garden Club of Bermuda with her knowledge and her charm and her lectures were always most popular.

The Club named an award in her honour, and the "trophy" is one of her famous flower pictures made from Bermuda shells.

During a Royal visit she also had the honour of being asked to make one of her pictures for Her Majesty The Queen's bedroom at Government House.

Her husband made the frame out of Bermuda cedar.

Tot was the author of many magazine articles and published 11 books-among them `Junior Flower Arranging' and `Junior Flower Shows'.

She, under the auspices of The Garden Club lectured and demonstrated around Bermuda's Primary Schools and was instrumental in raising the level of environmental awareness and the love of all things natural.

Her lecture entitled "The Seeing Eye" will be long remembered.

Among Mrs. Cutler's many accomplishments were national acclaim as a flower demonstrator for the National Council of State Garden Clubs, a master judge for the Garden Clubs of America, a founder (with her daughter Kate) of the Seaweeders Garden Club of Mantoloking and Bay Head New Jersey and an award from The Garden Club of New Jersey for being one of the two who did the most to promote gardens in the state for 50 years.

Her capacity for friendship was phenomenal, even in her latter years, and she will be greatly missed.

Mrs. Cutler is survived by a son James W. Cutler of Connecticut, a daughter, the artist Kate Leigh Cutler of Mantoloking, ten grandchildren and 14 grandchildren.