Two Filipino nationals yesterday admitted their part in an insurance fraud scheme.Rhyan Calingasan, 32, pleaded guilty to two counts of receiving money from BF&M by fraud, while Ferdinand Malabanan, 41, pleaded guilty to a single count.Both men had been charged with Camille Canillas Orteza, 25, who previously pleaded guilty to 14 counts of fraud. She is to be sentenced later this month.The court heard that in March of this year, BF&M Contacted Police about eight health insurance claims from Marshall’s Maintenance totalling $75,711.71.Each of the claims, submitted by e-mail, stated that an employee had received medical treatment or prescriptions in the Philippines, had paid out of pocket and was seeking reimbursement.However inquiries revealed that in all but one of the cases the employee was on the Island at the time of the procedures. In the remaining case, the employee was in the Philippines, but had not attended any hospital.Investigators found that three of the payments, two made to Calingasan and one made to Malabanan, had been cashed by Orteza, who subsequently deposited cash into her personal account.Orteza was later arrested, and admitted organising the scheme, saying she had created fake e-mail addresses and documents and submitted the claims to BF&M in the names of people without their knowledge.Malabanan and Calingasan later agreed for their names to be used in the scheme, but received only a portion of the money claimed in their names.While Malabanan has lost his job and is expected to be leaving the Island, Calingasan is still employed at Marshall’s Maintenance.Lawyer Craig Attridge, representing Malabanan, said his client was extremely remorseful, and was ready to make a full restitution of the $1,749.31 that he received through the fraud.He said Malabanan played only a minimal role in the fraud: “He had nothing to do with the elaborate scheme through which Orteza was able to obtain funds in his name and in the name of others.“He has already inflicted considerable punishment on himself grappling with his own conscience on this matter.”Magistrate Khamisi Tokunbo said that while his role in the scheme was minimal, it was criminal and dishonourable. However he also noted that Malabanan had pleaded guilty and made full reparations, giving him a conditional discharge.Mr Tokunbo ordered a social inquiry report on Calingasan, and released him on bail to return later this month.