Moslem cemetery.

Plans have been submitted for the graveyard off Cochrane Road, Dockyard, but it will be early this year before they are considered by the Development Applications Board.

But planning officials have raised concerns over the siting of the graves, possible traffic congestion and the elevation of the land.

The application has been delayed whilst the surveyors, Ted Gauntlet, iron out the difficulties.

Planners want more information on the possible danger from storm surge to the graves, which are 40-feet from the cliff edge.

And they want backfilling on the land to raise the level, so there is no risk when graves are sunk into the former landfill site.

In addition, confirmation is sought from the West End Development Co. that parking will be allowed on their land during funeral services.

A boundary will also have to be erected around the land and no improvements are to be made to the access road, which is to remain grassed.

The Government has assisted the Moslem community, represented by the Bermuda Islamic Centre and Masjid Muhammad, in the application.

WARNING TO CAR OWNERS BUC TRA Warning to car owners Car owners have been warned to alert insurers to put other drivers of their cars on their insurance coverage.

So said Dwayne Hill of the Motor Insurers industry.

Legislators passed the new Motor Car Amendment on December 18, and it became law on Christmas Eve.

Since then, people have been able to borrow anyone's car without restriction.

Mr. Hill said: "In the past, only members of your household were allowed to drive, or alternatively, a member of the household had to be a passenger in your car for it to be used legally.'' He added: "Please be careful when you loan your vehicle. Make sure that the person has a valid driver's license and that the person is to the best of your knowledge a safe driver.'' The six motor vehicle insurers industry companies represented by Mr. Hill are: Colonial; BF&M; Argus; Harnett & Richardson, Friesenbruch & Meyer; Kitson's; and Centurion.

Mr. Hill said there were a small number of people with policies issued on a "named driver'' basis who should contact their insurers to allow others to use their cars.

People with sports cars, high value cars, or younger owners may be only able to get restricted cover for their cars, Mr. Hill said.

Mr. Hill added: "Some insurers may require higher rates that will reflect the increased use of your car.'' He explained that if rates increase, owners may be able to negotiate a discount if they opt for a policy restricted to named drivers.

An accident involving someone will affect a policy holder's no-claims discount and may cause an increase in their premium.

Also an amount, which is deductible, may have to be paid toward repairs.

"Before you lend your car, make sure that the person is a safe driver and that he or she is in possession of a valid driver's license,'' Mr. Hill added.

Mr. Hill said anyone who is unsure about their coverage should contact their insurer.

He explained that there had been some confusion among car owners since the law came into effect and the industry had moved to clarify how it affects insurance coverage.