HSBC is offering a “sale” on home loans and insurance, including reduced mortgage fees and a lower home equity line of credit rate.The sale is aimed more at those who take out new loans or mortgages.“This initiative is providing special offers to clients who want to improve, protect and enjoy their largest asset. This new Home Sale initiative runs through December 7,” said Miguel Docouto, senior manager, marketing and sales effectiveness.“HSBC Bermuda is pleased to encourage local economic activity by offering this additional incentive to our debit card holders, as well as providing a creative way to support our Bermuda-based business clients.”The HSBC offers include:— Special home equity loan rate of 5.5 percent (reduced from 5.75 percent, meaning savings could exceed $60,000 based on a $1 million mortgage amortised over 30 years).— Special home equity line of credit of 5.25 percent (reduced from 5.5 percent).— $100 to $300 cash back on new home building insurance.— Reduced mortgage negotiation fee (you can save up to $5,000 (based on a $1 million mortgage amortised over 30 years).— Free home contents insurance (up to $50,000, for one year) with a new mortgage and new home building insurance through HSBC.— Special Offers on “green” financing for purchases of renewable sources of energy (five-year loan at 6.75 percent, reduced from 7.75 percent).