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XL Report Card

Net income: $237.9 million compared to $554.6 million in 2007.Gross premiums written: $1.95 billion compared to $2.03 billion in 2007.Combined ratio: 92.3 percent compared to 86.3 percent in 2007.

Net income: $237.9 million compared to $554.6 million in 2007.

Gross premiums written: $1.95 billion compared to $2.03 billion in 2007.

Combined ratio: 92.3 percent compared to 86.3 percent in 2007.