Mr. Francis is a sales associate with the Investment Centre of the Bank of Bermuda.

How do you invest? Mutual funds, individual stocks

What and when was your first ever investment? The Bermuda Bakery in 1970.

Do you do your own investing? Yes, when the opportunity is there. Currently, there a lot of quality stocks trading at bargain prices so the opportunities are boundless

What was the best (most successful) investment you ever made? SunLife Canada especially after demutualisation

What was the worst (least successful) investment you ever made? Any collection of tech stocks. The change in my couch is more valuable.

What was the longest investment you ever made? The Bermuda Bakery which was a 28 year old investment

What was the shortest investment you ever made? Unfortunately GE. I will purchase it again however.

Most memorable investing moment? Vested shares of Bank of Bermuda stock.

Biggest missed opportunity? Berkshire Hathaway run by Warren Buffet (before I was born).

What would you never invest in? Pyramid Schemes; I prefer Vegas, at least the light show is better.

Those interested in being featured in the My Portfolio column, which runs weekly in Saturday's Personal Finance section, should contact business reporters Magnus Henagulph (278 0148) or Lilla Zuill (278 0147) or by E-mail: businessgazette.newsmedia.bm.