The hugely popular holiday destination this summer is the easy-to-reach archipelago comprising Some Day Isle, One Day Isle and After Summer Isle.

Visitors here do absolutely nothing but make the statements: “Some day, I’ll get my finances in order. One day, I’ll start saving. After summer, I’ll make some decisions.”

Those travellers who have chosen the best investment travel destination this summer have arrived happily on Today Isle.

On this beautiful outcrop, standing alone, far away from Some Day, people know their monthly expenditure. They understand what they spend and how to control it. They have their capital invested and working for them.

Back on Some Day, visitors have money sitting on deposit at the bank, achieving no, or next to no interest on their capital. They say: “Some day, I’ll look into an alternative. One day, I’ll get around to speaking to an investment adviser.”

By leaving your money in the bank of Some Day, it’s not keeping pace with inflation. By choosing to do nothing, the impact is actually not – nothing.

You are losing money on your assets in real terms. But people on Some Day put that thinking off to some other day.

On the lesser-known, secret travel destination, Today Isle, people are e-mailing and calling investment advisers and getting free investment advice so they can decide their options without fear, pressure, or lack of knowledge.

Whatever island you are currently on, you can choose now, the best investment destination and island hop to Today.

“But,” I hear you say, “I need my bags properly packed for Today Isle. I need all my facts straight and my finance information at my fingertips before I speak to someone, and I’ll get to that, some day.”

But that is not the case. No baggage is required for Today.

You know how arriving at the gym is the hardest part? Well, just turning up to Today is the only work involved. The rest is a friendly conversation to start you thinking of the possibilities: “I’ll spend less, today. I’ll record what I have in one easy to find place. Today, I’ll make an appointment for free help from an investment adviser.

“Today, I’ll ask if there is somewhere more efficient to keep my bank deposit money.

No passport or work permit is required to land on Today Isle and it’s never closed to the public. Today is here, all day.

Some of the smaller Some Day islands don’t even have boats to take passengers off for months on end. Those islands are called When I Get a Minute Isle, When it’s Not so Hot and Humid Isle, and After Pay Day Isle.

Nothing moves forward on any of these islands, ever. They suffer from a lack of development, stagnation, and overcrowding. The travel advisory warns against visiting if you are a forward thinker or action-oriented adventurer.

Today Isle has many traveller benefits: improved wellbeing and a clearer vision of your future. You’re not alone. It’s not just you, earning money. Your investments are earning money alongside you, too.

There’s zero cost to find out more about investing on the Today island. Your postcards home will read: “Beautiful place and today, I’ll get to see my investment adviser. Wish you were here.”

The best travel destination is fun and rewarding. Stay on Today and access the best low-risk money market cash fund returns in decades, or you’ll be time travelling to Tomorrow and then shipped to Next Month Isle in the blink of an eye where the opportunity for investment return is lost for ever.

The Some Day (if you’re not put off yet) is home to the nation of the slow-moving procrasti people. They’re affectionately termed the procrasti-nation.

Is that where you want to be? There is a free boat out of there, today. Hop on and travel towards your future on Today Isle where your money works better for you, and life feels more in control. (Quick … before you get washed out on the riptide to After Christmas Isle!

• Sue Couper is a general manager at LOM Asset Management Ltd in Bermuda. Please contact LOM at +1 441 292-5000 or visit www.lom.com for further information. This communication is for information purposes only. It is not intended as an offer or solicitation for the purchase or sale of any financial instrument, investment product or service. Readers should consult with their Brokers if such information and or opinions would be in their best interest when making investment decisions. LOM is licensed to conduct investment business by the Bermuda Monetary Authority