Two businessmen appeared today in Magistrates’ Court, charged separately with failing to have group health insurance plans for their employees.Harold Darrell, 59, denied a total of four charges said to have been committed between March 31, 2011 and July 11, 2013.It is alleged that he failed to effect and continue in force a contract of insurance with a licensed insurer for himself as an employer as well as his employees and their non-employed spouses.He also denied deducting more than he was entitled to from the salary, wages or remuneration of his employees and failing to give a written statement to effected employees that he had failed or neglected to effect or continue a health insurance contract.Mr Darrell further denied that he refused or neglected to answer any questions or produce any document or record when required to do so by an inspector.All the offences fall under Bermuda’s Health Insurance Act 1970.Mr Darrell, who was represented in court by lawyer Jamie Durham, was released on $2,000 bail. A trail date was set for December 5.In an unrelated case, a self-employed contractor denied two similar charges before Senior Magistrate Archibald Warner.Percy Caines, 46, denied that he failed to have insurance for himself and his employees between June 12, 2012 and January 7, 2013. He further denied that he failed to give a written statement to his employees informing them that he had no group insurance coverage.Mr Caines was released on $2,000 bail and a trail date set for September 17.