First Atlantic Commerce, the global online payment solutions provider, together with Tilopay, an e-commerce platform provider out of Costa Rica, has launched native payments on Shopify, VTEX, Big Commerce and WIX.

Bermudian-based FAC is a feature-rich payment gateway, and Tilopay not only offers on-site payments for the most popular e-commerce platforms globally, but is also integrated to dozens of main PMS platforms and booking engines.

The Costa Rican-based company has opened the doors for merchants to the leading e-commerce platforms in the world with the advantage of obtaining account settlement and local currency payment transactions via FAC.

Tilopay also provides a Smart Routing Tool, which optimises the transaction route based on different factors to offer the highest possible approval rate without increasing chargeback risk.

FAC delivers customised and flexible online credit and debit card processing to merchants across the Caribbean and Central America. The company also provides risk-mitigation solutions, including 3DS2 services, and Kount, a one-stop fraud-control system, to its merchants, banks and other gateways.

3DS2 authenticates cardholders in real time during the online checkout process to reduce fraud, and ultimately chargebacks, without causing friction in the transaction process.

Kount’s award winning e-commerce fraud prevention protects online merchants from credit-card fraud, affiliate scams, chargeback fraud, account takeovers and more.

Chris Burns, CEO of FAC, said: “We are proud to work with businesses like Tilopay that are reshaping global e-commerce platform access for Central America and Caribbean companies, and prioritising transaction approval rates. Tilopay is a valuable partner with shared values and vision. We are excited to take our collaboration to the next level.”

Tilopay CCO Alejandro Pacheco said: “In today’s fast-paced digital payment landscape, businesses require innovative payment solutions adaptable to consumer preferences.

“Together with FAC, we have a commitment to simplify online payments by allowing native and efficient checkout experiences on the world’s best e-commerce platforms. We want to empower Caribbean companies of all sizes to meet expectations of their consumers and increase sales with seamless transactions on their online initiatives.”

FAC provides merchants with multicurrency payment solutions, tokenisation services and PCI validated Point to Point Encryption solutions. As well, FAC provides merchants and banks with fraud-management services including AVS-only, CVV, 3-D Secure and Kount’s fraud-control system, in multiple jurisdictions across the Latin American Caribbean region (Central America, the Caribbean and Bermuda), the US and Canada.

Tilopay’s flagship payment integration solution allows any merchant in the region to be able to use any of the leading global e-commerce platforms that have become standard across the globe.