Dear Sir,I am a 46 year old Bermudian female. I have had some very difficult time in my (as have many people) but I like to think that it has made me a much stronger, compassionate and loving person. I was a police constable for nine years. With the help of my family I left Bermuda in 2011 to attend college. This had always been my dream. Unfortunately because of my Lupus I was unable to get full medical coverage and as a result I had to use my college money for doctors, medication, etc. I returned home to try and seek employment with the hope of continuing my studies online.I purchased as much of the seven meds I take that they would allow me to. Unfortunately unlike so many others I have been unable to secure full time employment. I ran out of medication and went to Financial Assistance to see if they could help me. I only wanted help with the medication until I secure work. Not rent, food, lights or phones. While waiting I saw a number of young women coming out from their appointments with huge grins on their faces. One even ran out and jumped on her boyfriend screaming, “I got it!”Sure that they would help me I walked confidently into my appointment. I explained the situation and without any hesitation I was told I won’t be helped because I live with my father and mother. I explained that they were both seniors who are retired. It did not matter. I am supposed to see various specialists but I have been putting it off because I have no money. The doctor has finally told me that I have to start seeing them and advised me to go to the government department that provides HIP for people with serious medical conditions. I called Financial Assistance to ask if they were the department who provided the paper work for this and if so where do I get the forms for my doctor to fill out. I was told that I would have to come in and speak to someone to see if I qualify. I’ll give you one guess on what their answer will be. I am very upset about this. I have worked since I was sixteen years old. I put my son through private school and university and I did it by myself.I am not a person who is lazy or would take advantage of the system. I just need financial help until I get on my feet. I am constantly being told, and see for myself, how these young girls and guys cheat the system. They have the nerve to laugh about it when telling their story. What is wrong with this system? What is wrong with Bermuda? I even have a friend who talked to a Government Minister about it and was told that they would look into it and get back to her. That may have been two or three months ago. She has heard nothing. Can someone please help me understand this?BAFFLEDPs In the US, Lupus is considered a disability.