Homelessness in Bermuda is a complex issue, deeply rooted in our social and economic systems. Addressing it requires both immediate action and long-term reform. The key solutions that can directly tackle the housing crisis include expanding the housing supply, modernising housing policies, and fostering community involvement to enhance housing stability for all Bermudians.

One of the first steps to resolving homelessness is to increase Bermuda’s housing stock by optimising the use of existing properties. The City of Hamilton, for instance, has several vacant commercial buildings, and derelict or underused government properties can be found across the island.

By amending zoning restrictions and offering these properties for tender or long-term lease, Bermuda can encourage private partners to help address the housing shortage. Converting these spaces into residential units would not only bring these properties back into productive use, but also provide affordable housing options.

The Vacation Rental Act 2018 has proved to be a misstep. Although initially intended to generate revenue, it has led to increased competition between holiday rentals and Bermuda’s hotel sector, while placing undue tax burdens on rentals compared with to hotels. More significantly, it has diverted rent-controlled properties towards short-term holiday rentals, reducing the availability of long-term affordable housing.

Additionally, outdated laws such as the Rent Increases (Domestic Premises) Control Act 1978 and the Landlord and Tenant Act 1974 urgently require updates.

Strengthening these laws to better protect property rights would encourage landlords to re-enter the long-term rental market. Moreover, introducing a revised framework, modelled on Britain’s Consumer Rights Act 2015, could help ensure fair rental practices by setting clear standards for rental agreements and preventing exploitative practices. Together, these changes would help to balance the rental market and promote long-term housing stability

Homelessness is not solely a government issue; it’s a community challenge that requires collective action. Local organisations such as Bermuda Is Love play a pivotal role in advocating for vulnerable populations, emphasising the power of community support.

We can draw lessons from countries like Rwanda, where communal efforts have led to significant societal transformation. By fostering a culture of shared responsibility, Bermuda can cultivate stronger community ties and more sustainable solutions to homelessness.

Mental health challenges are both a cause and an effect of homelessness, creating a vicious cycle that can be difficult to break. The constant stress and uncertainty of not knowing where to sleep each night takes a toll on mental wellbeing, further complicating efforts to regain stability. A holistic approach that integrates mental, physical and spiritual health support is essential. Normalising mental health check-ups, similar to annual physicals, can reduce stigma and provide early intervention before individuals reach crisis points.

The combined approach of expanding affordable housing, modernising housing policies, fostering community engagement, and improving mental health care offers a viable path forward in addressing homelessness. This is a shared challenge that requires urgent, co-ordinated action. As Malcolm X often emphasised, real change doesn’t come from waiting passively; it demands that we confront our shortcomings and commit to meaningful progress.

Together, we can build a Bermuda where everyone has a place to call home.

• Omar Dill is a regional organiser for the Free Democratic Movement. To learn more about the FDM’s initiatives or to become a member, visit https://fdmbermuda.com