and Marshall Turner to the positions of executive vice president.

Mr. Gaffney is chief financial officer of ACE USA. Mr. Turner is senior vice president, property division. Both joined the company in 1996. ACE Ltd. took over US-based Westchester Specialty Group, Inc. earlier this year and renamed it ACE USA.

"Both Bob Gaffney and and Marshall Turner have been an integral part of the rapid growth of ACE USA this year and their expertise and guidance have helped to ensure the success of our business ventures,'' ACE USA president and chief executive officer Dennis Reding said.

BUSINESS BUC