Madrid was a city in shock last night after more than 10 bombs ripped through trains and stations at the height of morning rush hour.

Bermudian Carol Skinner has lived in the city for over 30 years.

?Everybody?s walking around in a daze,? she said last night. ?Tomorrow?s going to be worse. Tomorrow is going to be horrible.?

Ms Skinner was watching the morning news shortly after 7.30 a.m. when flashes began appearing announcing that a train had either crashed or been bombed.

?They didn?t know what happened. It said three were dead, then it said four.?

In horror, Ms Skinner sat before the TV watching the numbers climb.

Last night the total dead reached 192, with more than 1,400 people injured in the blasts. Several thousand people were passing through the Atocha terminal yesterday morning.

?The people bringing the first bodies out ? they were the people who were on the train,? Ms Skinner?s daughter, Sandra said.

?People from the train were bringing bodies out for the first few hours.

?The queues were unbelievable for people donating blood. They were turning people away.?

?They were putting pictures on the TV saying if you don?t want to, don?t look,? Ms Skinner said. ?There was one seven-month old girl found on the side of the tracks ? she was alive but she was in a bad way. Nobody claimed her. They finally found her mother this evening, alive in a hospital.?

Black ribbons are already being hung all over the city, and Ms Skinner doubted schools and universities would open this morning. Cinemas were already closed.

In a bizarre twist, several universities were fortunately closed yesterday anyway because of strikes.

?It?s about the education system,? she said. ?Thank goodness. (If they were open) it could have been so much worse.?

Mobile phones were not working, and Ms Skinner said she had been unable to call the States or Bermuda on her land line, though she was able to receive calls and use the Internet.

?They found legs all over the place. I have a friend who can?t find his cousin. A lot of people are in shock.

?When it happened, I thought, it?s too much. They?ve never done anything like this before.

?People are saying things like, it was on the 11th ? like in New York. We don?t know what to believe. There are so many rumours.?

The Spanish Government has announced three days of national mourning before the elections on Sunday, which Ms Skinner believed would go ahead.

In fact, Ms Skinner will sit at one of the election tables starting at 8 a.m. Sunday to help count all the votes. ?I don?t think they will cancel the elections. They?re saying they won?t. But they have stopped campaigning. I would think people will go to vote.?

Ms Skinner lives with her husband and two children, Sandra and Andrew, in the north of the city, far from the bombings which were more to the south. Her brother-in-law had to evacuate, however.

Ms Skinner said today a march would be held against terrorism. She expected thousands to turn out, herself one of them. ?I don?t usually go (to protests). But I will be there this time.?

The funerals will also begin today, she said, adding: ?It will be horrible.?