-- a drop of 48.2 percent compared with 1991.

Revenues fell by 21.5 percent ($1.04 million) to $3.813 million, while expenses went up by 6.9 percent ($163,430) to $2.52 million.

On the revenues side, investment income fell by 23.7 percent ($1.064 million) to $3.44 million, other income fell by 14.1 percent ($40,481), and the profit on special coins went up by 84 percent ($60,107) to $131,831.

Salaries and employee benefits was by far the biggest drain on expenses, increasing by 5.5 percent ($74,192) to $1.43 million.

General expenses went up by 18.6 percent ($67,570) to $431,012, rent increased by 5.5 percent ($12,957) to $247,450, note and coin expenses fell by 7.7 percent ($16,201) to $194,351, depreciation accounted for $101,398, a fall of 12 percent ($13,879; professional fees went downy by 12 percent ($17,449) to $86,110, and museum expenses came to $21,342.

The BMA's assets fell by 3.4 percent ($1.72 million) to $70.2 million during the year, while its liabilities dropped by 3.15 percent ($1.72 million) to $53 million. Its capital and reserve came to $17.22 million.