course, just a little envied.

Some, too, have local connections.

One in forty of Britain's richest 400 people have links with Bermuda, according to The Sunday Times .

And crowning the list in the paper's magazine section is the Queen.

As head of state in Britain, as well as Bermuda, her wealth comes to a mind-boggling 5,000 million (approx. $7.5 billion).

Only 450 million ($676 million), however, can be credited to her personally -- a mere pittance compared to some.

And, of course, the Queen's real wealth is shrouded in mystery.

This was spotlighted in the "who pays'' row after the Windsor fire last November. What did she own for herself? What for the nation? Next in line to the Queen, so to speak, is Sir John Moores and his family, boasting a fortune of 1.35 billion ($2 billion).

Sir John slashed his business ties with Bermuda in 1991 when he sold Elbow Beach Hotel for about $80 million.

He has built up his enormous wealth through football pools and stores.

Sir John is joint eighth on the list -- down one from last year, although his wealth has marginally increased.

Immediately behind him is 61-year-old Charles Feeney, whose retailing empire has netted him 850 million ($1.27 billion).

Mr. Feeney invests his profits from Duty Free Shoppers stores through his Bermuda-based General Atlantic Holdings.

In 12th place is Sir James Goldsmith, 60, whose fortune now adds up to 700 million ($1 billion), 60 million less than last year.

This astute man set up Bermuda-based Hoylake Investments in June 1989 with Australian tycoon Mr. Kerry Packer and British banker Mr. Jacob Rothschild.

His aim was to take over the British conglomerate BAT. Although the bid failed, Hoylake is still registered in Bermuda.

The 14th spot is occupied by shy twin brothers Messrs. David and Frederick Barclay, 57, who live in Monte Carlo.

Their holding company, BI Ltd., is Bermuda registered, and they recently topped up their income by buying The European newspaper following the death of its founder Mr. Robert Maxwell.

BI was formed in Bermuda in August 1989, and is registered at law firm Appleby, Spurling and Kempe.

The brothers' empire is now worth 500 million ($751 million).

In joint 29th place are brothers Messrs. Henry, 54, and Simon Keswick, 50, whose wealth has rocketted from 168 million to 260 million ($390 million) from last year.

They own a stake in Jardine Matheson, the Hong Kong-based trading group which became one of the first companies there to switch its registration to Bermuda in anticipation of Chinese rule.

It has been a poor year for financier Mr. Tiny Rowland, the 75-year-old boss of Lonrho, which owns Bermuda's Princess Hotels.

Tiny's iron grip on the giant Lonrho group appears to be weakening, claims The Sunday Times .

And last year Lonrho was reported as trying to sell the Princess Hotels to off-load some of its debt.

The hard times have seen Tiny's fortune drop from 250 million to 162 million ($243 million), leaving him in 55th place.

Closing the gap on him is Mr. Robert Stigwood, the Australian-born businessman whose riches came via the Bee Gees pop group. He also backed friend and rock maestro Sir Andrew Lloyd Webber.

Mr. Stigwood, 58, owns a 26-acre estate at Wreck Hill, Somerset. The property is now up for sale, and he has moved to the Isle of Wight.

His fortune has remained at 150 million ($225 million).

Taking up joint 69th position, and ninth in list of those with Bermudian links, are Lord Forte and his family.

The Forte group owns the Belmont, Bermudiana, and Harmony Hall hotels in Bermuda.

The family's fortunes amount to 130 million ($195 million).

Sixty-nine-year-old Lord White whose marriage in Bermuda with long-time girlfriend Victoria Tucker recently hit the headlines completes the local list.

Lord White, who also bought a condominium at St. James Court in Flatts, is estimated to be worth 75 million ($112 million).

The Sunday Times tells us: "The new Lady White, his third wife, is four decades his junior, but the couple seem blissfully happy.''