Program Director Fred Hassell.

And with about 500 senior citizens in nearly 20 clubs which come under his umbrella, he seems to be succeeding.

Participation might be higher but for the vast number of over 65s who are still working.

He says: "There are more than 6,000 seniors -- around half are still in a job.'' "They are working as security guards, as substitute teachers, as volunteers, as sales persons in stores.'' And how Bermuda handles the work issue is crucial says Mr. Hassell, with many seniors forced to carry on in jobs because they don't have savings while others want to maintain the lifestyle that working affords.

In his quarter of a century of dealing with seniors Mr. Hassell, now 50, has seen a huge change in attitudes.

He explains: "Sixty-five-year-olds today are totally different socially, psychologically and in every other way from what they were 25 years ago.'' "They want to continue working, they want a voice in the community. They want a second career or to go back to college.

"They are just as vibrant and excited about life and making a contribution and having progress in life.

"They don't look at age as if it's a problem. They are politically motivated and making plans for the future. They could live for another 30 to 40 years.'' Indeed Mr. Hassell is now seeing over 65s joining their parents for activities at the Admiralty House Community Centre.

"This younger group of seniors will be a force that comes into its own,'' he said.

"Not everybody had high-power jobs and have been able to plan financially. I don't have the answers, we need to get round a table and try to figure it out.'' Bermuda has to cope with rising expectations of sprightly seniors, says Mr.

Hassell.

"It's a live issue. Something we have to think about. People are used to having computers, and foreign trips and eating out and going to the theatre.

"Maybe there will be computers in community center and people can go on-line there. They are professional people. This will revolutionise large aspects of the service provided for seniors.

"We want to see employers being more flexible with seniors perhaps working three days a week, maybe the retirement age could be 70.'' But for those willing to take things easy there is plenty going on at the Admiralty House Community Centre.

Says Mr. Hassell: "Admiralty House plays an important role in trying to get people involved with as many activities as possible.'' He quotes Socrates who hit on philosophy late in life. When asked about the delay Socrates replied that if you hadn't learned in your early years you could still learn later on.

And a lifetime of working with seniors has already had its effect on the way Mr. Hassell lives his own life.

He says: "It's caused me to address health aspects and start going swimming at 6 a.m. every morning.'' Fred Hassell