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Thoughtful presents tend to be the most cherished, Carla Seely suggests

Be frank, open and honest, Dave Ramsey advises

From living beyond your means to failure to buy proper insurance, Carla Seely highlights actions that lead to financial headaches

Personal finance guru Dave Ramsey spells out his path to financial wellness

Carla Seely reflects on her own experience of putting together a will

Carla Seely considers what Bermuda can learn from countries with a government-funded system

Carla Seely considers the relative importance of what a student learns and the institution they attend

Carla Seely considers the influences on currency values

Dave Ramsey advises a reader on whether she should continue to work when she could afford to retire

Carla Seely believes airline rewards schemes are losing their appeal