Log In

Dear Dave, I’m 32 and a teacher. My house is my only debt, and there’s $55,000 left on my mortgage. My parents always taught my brother and I about saving and being smart with money. The other day, mom and dad offered to pay off the rest of my mortga...

According to the World Bank, Bermuda still has one of, if not, the highest GDP per capita world-wide at $110,869.50. Hah! If they only knew just how extraordinarily expensive it is to live on an isolated island where everything — except sand, seawee...

No matter what your holiday plans look like, one thing most people can agree on is that giving is a huge part of the Christmas season. And it’s fun to think about our own wish lists, of course. But somehow, it’s even more fun to give and be extra gen...

Recent grocery advertisements, along with comments on social media, continue to expose the now staggering cost of basic foodstuffs, shipping, fuel and utilities. How are you coping, readers? How is anyone coping? Blame for the current state of econo...

Dear Dave, My dad and his wife asked my husband and I for $55,000. They want the money so they can pay off their debt. We’re debt-free and have a net worth of between $2 to 3 million, but we’re also retired. We don’t keep that much in the bank, so w...

Another market blow-up. FTX was one of the biggest cryptocurrency exchanges in the world. Founded in 2019 and based in the Bahamas. FTX specialised in derivatives, leveraged products and spot trading markets, developed at an extraordinary growth rate...

Dear Dave, I use a debit card for all my regular, day-to-day purchases. However, I use a credit card for plane tickets, big ticket items, or when I shop online because someone told me it’s easier to dispute purchases when they’re made with a credit c...

This is an updated article on being thankful and having gratitude – originally written in November 2007. That year of 2007 was a time of serious financial concerns, capital markets were headed into severe disruption, overheated economies were deflati...

Christmas is supposed to be a season full of joy. And sometimes, you have to be intentional about protecting that joy. One thing that instantly puts the spirit of the season at risk is comparison, because it doesn’t just steal your joy – it steals y...

We covered great detail in the first three parts of “The Anatomy of A Mortgage Contract” series. Part one: mortgage description overview is composed of two contracts, a deed and a mortgage, kinds of mortgages available, overview of the process, ...