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With savings and investments in flux as we step out of a world in lockdown, we face subtle threats to our personal finance. Inflation rates in Bermuda have been increasing quickly, including in the food and health sectors, but you can still make your...

A devastating war, with reported inhumane acts of rape, pillaging, capture, and killing of innocent civilians, rages on while supply shortages, escalating costs, vacillating capital markets and job market uncertainty are global periphery events affec...

April is Financial Literacy Month. Financial literacy is the possession of skills that allows people to make smart decisions with their money. Although understanding stats and facts about money is great, no one has truly grasped financial litera...

The common-sense mantra is “managing a budget keeps your finances under control”. Good advice for good times: stable job, stable economy, healthy family, and a positive, promising future. Not so relevant now. In an almost three-year torrent of events...

Dear Dave, My husband and I are getting a divorce, and everything will be final in less than a month. I haven’t worked outside the home in a few years, but according to the terms of the divorce I’ll receive $75,000 in cash on the day the divorce is ...

He narrates his narrow escape from death matter-of-factly, almost as if it was an everyday occurrence. His bed-and-breakfast is destroyed by artillery shelling; he is barricaded in the remnants of his kitchen when bullets tore the door. Somehow, he i...

I was blessed to grow up in a home where my siblings and I were taught wise money habits (would you really expect anything else from Dave Ramsey’s family?). And even though I didn’t always love the lessons on saving and budgeting as a child, that kno...

Only a couple of months ago, investors were hoping for an end to the pandemic. Now, the headlines are dominated by the Russian-Ukrainian war. After months of amassing troops near the Ukrainian border, Russian president, Vladimir Putin finally declar...

The Bermuda Budget Statement presented on February 25 by David Burt, the Premier and Minister of Finance, was revealing in many respects, some for later discussion. My attention was immediately drawn to our demographics – where 25 per cent of our pop...

Being a consumer probably isn’t something you like to think about. That word alone can conjure up images of an apocalyptic, dystopian, WALL-E-esque universe where humans are materialistic, wasteful and greedy. But let’s put that sad image aside for...