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The Dawn of New Beginnings: Your Personal Financial Review to Dramatically Improve your Financial Lifestyle in serialised format on The Royal Gazette website is finalised this week, all 344 pages. Readers, I thank you for your support in this...

Dear Dave, You talk a lot about budgeting, and how important it is in getting control of your money. But don’t most people already have a good idea of what they’re spending, and how much they have in the bank, without going through all the time and t...

My mom is the most amazing woman on the planet. When she was 34 years old, she suddenly had a baby to raise on her own (me). With only $64, she needed a job. So, she got scrappy and decided to use her baking skills to earn money. She started out by r...

Dear Dave, I’m 24, single, and I make $60,000 a year. I’m also debt-free and live in an apartment, plus I have about $550,000 in a brokerage account that’s made up of 75 percent mutual funds and 25 percent single stocks. The money in the brokerage ac...

Bitcoin, the $60,000 cryptocurrency, is featured in financial news on a consistent basis these days. The event of cryptocurrency exchange Coinbase Global Inc, (trading symbol COIN: Nasdaq) listing its shares publicly last week to record purchases and...

Investing apps are super trendy right now. And I have to be honest: I love how they’re making investing more easily available and helping people get started on their wealth-building journeys. Unlike many traditional brokerage accounts, you don’t have...

After a long hiatus, stock dividends may finally be having their day in the sun. Last year, dividend-focused strategies lagged the overall market averages by a wide margin. In the year of the pandemic, investors flocked to growth stocks leaving more ...

If you guys have been hearing the term “financial literacy” a lot, there’s a good reason — it’s one of the most important money-related topics! And that’s why April has been named Financial Literacy Month. I’m a huge believer in financial literacy fo...

April is financial literacy month in the United States. CNBC is promoting a month-long series called “Invest in You: Ready. Set. Grow.” to feature accessible personal finance education content for the next generation. I encourage readers to have a ...

Dear Dave, My husband and I are close to having our home paid off and being completely debt-free. Can we dip into our emergency fund to pay off the house. – Enid Dear Enid, I’m not sure I’d recommend doing this. I might think about it if your e...