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According to various media, observations from financial, marketing and economist types suggest that pent-up consumer demand will explode in a spending spike in 2022. That’s possible, but what is more interesting is how and what consumers will be pur...

Merry Christmas, everyone. Christmas week and end of year is very hectic: finalising work deadlines, organising family, faith, community gatherings while anticipating a few days of leisure at home. Today’s column features some low-cost or free good m...

Dear Readers, I wrote the original version of this article in the aftermath years of the 2007-2009 global recession. It has been updated for post-Covid recovery. We humans know that we are extraordinary creatures. We experience emotions galore....

So, what is your desired salary? This is a question that can make any job candidate’s stomach drop, whether they’re reading it on an application or hearing it from an interviewer. You don’t want to give a lowball answer, but you also don’t want to se...

Surprise! Your child might buy your Christmas present with his or her very own debit card – funded by you, of course. Debit cards for kids – from as young as three to late teenager – are still a relatively new concept, less than a decade old. The gro...

Dear Dave, I thought I was going to get control of my money and make a lot of other positive changes in my life this year, but very few of the things I wanted to accomplish happened. I started strong, and began with serious intentions, but somewhere ...

We are in the car pulling through a drive-in window. He looks solemnly at me and says: “My mom gets the money from the machine and then, she buys me what I want, like Lego people.” His face lights up in anticipation. He is only 4 years old yet has al...

Dear Dave, I don’t really see eye-to-eye with my dad and older brother on many things. This is not a new realisation on my part, but over the last few years it has led to hard feelings and various arguments at family gatherings about religion, financ...

Dear Dave, We’re doing our best to stick to our cash Christmas budget this year. Are there any traps to avoid, and do you have other advice on ways we can cut costs during the holiday season? – René Dear René, If you’re getting out of debt, the phra...

DIY investing is one of the hottest trends out there. You’ve probably heard about apps focused on micro-investing, robo-investing, and DIY investing such as Robinhood, M1 Finance, Stash, Betterment and Acorns. Now, if you’re not hip to the lingo, DI...