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Dear Dave, My wife and I made a resolution this year to pay off $20,000 in credit card debt we’ve accumulated. I want us to follow your plan, and live on a really tight budget. She wants us to use a debt consolidation company, like some of her friend...

Dear Dave, My wife and I will both turn 30 next month. We have two young children, and we make a little over $85,000 combined. The problem is we have about $70,000 in debt. Some of it is credit card debt, but nearly $50,000 is in two car loans. Her m...

Dear Dave, My wife and I have our budget ready for next month, and we’ll be following your plan in 2020 to pay off debt and get our finances in order. Do you have any tips for setting and sticking to goals in general? — Rick Dear Rick, That’s a fant...

Investors have beaten the money managers. Their next adversary will be even more difficult: themselves. It’s impossible to overstate the magnitude of the changes that have swept through the investment industry over the last decade. Until recently, in...

Raise your hand if you feel confident about your finances. Not feeling it? That’s OK. In American, 60 per cent of citizens are living paycheque to paycheque, while there are 81.6 million paying off student loan debt. It’s hard to feel confident when ...

Dear Dave, I’ve never heard you talk about store layaway programmes. With Christmas coming, I wanted to ask your opinion of using layaway for buying gifts. — Meg *** Dear Meg, If you know me, you probably have a good idea what’s coming next. I’m no...

The holidays are here, and for many parents, it’s all about managing their kids’ expectations. They think they need to give their kids the biggest presents, the most presents, and the coolest presents. But trust me: Little Sally won’t be scarred for ...

You can likely thank (or blame) your parents for some aspects of how you turned out. Maybe you have your mother’s eyes or your dad’s habit of chewing with your mouth open. How you manage money is another thing you likely picked up from your parents —...

Have you heard the Scripture, “God loves a grumpy giver”? Wait, that can’t be right. It says, “God loves a cheerful giver.” That makes a lot more sense. I’m sure we’ve all experienced the joy that giving brings, and Christmas is the perfect time to ...

Investing is a problem that has been solved, Dave Nadig, managing director of ETF.com, likes to say. Keep it simple, hold down costs, diversify, invest for the long run and let the magic of compounding work for you. For most investors and money manag...