Log In

Dear Dave, My husband and I are in our 30s. We have $15,000 in debt spread across student loans, credit cards, and a car payment. We make decent money, and we’ve each got around $50,000 in our pension plans. What steps can we take towards becoming go...

Dear Dave, My two brothers-in-law and I have been thinking about going into business together as a side project in the real estate world. One of them is an architect and licensed general contractor, one has a successful painting business, and I’m a c...

Dear Dave, I’ll be graduating from college in December, and I’ll have a job waiting for me that pays $50,000 a year. This will bring our household income up to about $95,000. The problem is we’ve got $18,000 in student loan debt, $2,500 in credit car...

Dear Dave, Our son is 27, and he has a good job making $55,000 a year. Recently, we learnt he financed an expensive car he’s now upside down on. In addition, he has accumulated over $15,000 in credit card debt. He lives in a small town, and only pay...

So, your kids are in high school. Honestly, you’re already crushing it as a parent, especially if you still have your sanity! Before you celebrate too hard, though, there’s one more thing to think about — college. If you’re like most parents, the id...

Dear Dave, I’ve got about $3,000 in credit card debt. Would it be a good idea to transfer the balance from my credit card to another one that has a much lower interest rate? — Tammi Dear Tammi, Lots of people who find themselves in your shoes make t...

Dear Dave, Why do I need a will if I’m still young and haven’t acquired a lot of wealth? Laura Dear Laura, In a case like yours, you don’t need a complicated will. But you do need an inexpensive, basic will. The larger and more complicated your estat...

We all want to do nice things for our loved ones. We go on family trips and celebrate life’s wins together. It’s sometimes difficult for us to consider the bad things that can happen in life, but we still have to be prepared. That’s why having a will...

Overworked. Overscheduled. Overconnected. That’s the world we live in today. It’s overwhelming to say the least. The US Bureau of Labour Statistics found, on average, people with full-time jobs work more than the 40 hours required of them during the...

Dear Dave, I had about $12,000 in debt when my husband and I got married three years ago. Since that time, we’ve been given cash gifts from my parents from time to time, and we keep having discussions on how to use this kind of money when it is given...