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I’m going to come right out and say it: anyone can become a millionaire today. And when I say anyone, I mean anyone — that means you, too! Did you know there are about 12 million Americans today with a net worth of at least $1 million? And the good ...

Last week’s big story about Vanguard Group’s patented tax dodge raised some interesting legal and tax issues. Our charge today is to try and take a slightly deeper look at what Vanguard has been doing and why. Let’s start with some basics about the d...

Dear Dave, I’ve started following your plan, and I’ve got a beginner emergency fund of $1,000 saved. Now that I’m ready to start paying off debt in Baby Step 2, do you recommend paying off credit card balances before or after closing the accounts? MA...

The psychology surrounding stock-market declines and recoveries is fascinating. Any time markets retreat even a little bit, the noise surrounding the event begins to swell. Given how frequently markets twist and turn, you might expect people would be...

Dear Dave, I have my own small business. My annual sales are just over $100,000, and I have a couple of months in administrative and general expenses set aside. Should I have an emergency fund for my company, too? If so, how much? — Taylor Dear Tayl...

Think of making a budget like spring-cleaning: it’s a great way to get things in order around your house, and you’ll feel so much better after it’s done. I know lots of people think of a budget as something that limits freedom (I know because I was o...

Dear Dave, I’m an admissions counsellor for a university, and I make $37,000 a year. I spend a lot of time on the road, and I’m trying to get out of debt, but I have one credit card I’m still using for travel expenses. The university refunds me for t...

Dear Dave, I’m getting married this summer and about become a stepfather, but my fiancée’s daughter from a previous marriage seems very irresponsible. She’s 20 and lives at home, has trouble holding a job, and she doesn’t really want to work. When sh...

What can we learn from the case of someone who turned $100,000 in short-dated call options into a $2.5 million profit? As detailed in MarketWatch earlier this month, trader Steve Oliverez was pretty sure the Republican tax overhaul was going to be ap...

Dear Dave, I’ve heard you tell people to avoid debt consolidation companies. Why do you think debt consolidation is such a bad thing? — Tom Dear Tom, The main reason is that debt consolidation makes you feel like you did something to really change y...