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Dear Dave, My husband started his own one-man, small business as a handyman a little less than a year ago. He has netted $17,000 in that time, but the business has about $13,000 worth of debt. We’ve always kept personal finances and business separate...

Dear Dave, I’m stuck in a dead-end job, and I only have a high school diploma. I’ve never minded long hours and hard work, but I’ve begun to realise I need to have a better career, so I can spend more time with my children. I feel like I’m missing ou...

Summer is coming to an end, which means we are more than halfway through the year. What about those resolutions you made for 2018? If you’re like most people, they probably went out the window during summer vacations. We’ve all been there! With the...

Dear Dave, How do you feel about taking money out of savings to pay off credit cards? — Peggy Dear Peggy, I’m okay with this under two conditions. One is that you cut up the credit cards, close the accounts, and never use those things again. The se...

So, you want to become a millionaire. You know your goal, but maybe it seems too far off in the distance, too improbable, too unattainable, for an everyday person like you to reach. You’ve seen the success stories on TV, but those people inherited th...

Dear Dave, My wife and I are following your plan, and we just paid off all our debt except for the house. Since we work for the same company, do you think we should have an emergency fund that is larger than you normally recommend? DON Dear Don, That...

Dear Dave, My wife and I are not on the same page when it comes to money and our two teenage daughters. I think they should be learning the value of work and money, but she doesn’t want them to work. She regularly hands them spending money and buys t...

Dear Dave, Do you believe the adult child of a senior citizen, who is physically and mentally healthy but has neglected to plan for retirement, should be burdened with providing financial assistance to that parent? — Robbie Dear Robbie, Based on the...

Millennials think cash is the best long-term investment. Unsurprisingly, they’re not seeing good returns. Almost one in three millennials said cash instruments, such as savings accounts and certificates of deposit, are the best place to invest money ...

Dear Dave, Why do you think all debt is bad? Aren’t some kinds of debt, like a mortgage or student loans, good? — Nathan Dear Nathan, It sounds like you’re letting me know you think some kinds of debt are okay, instead of really asking for my opinio...