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Dear Dave, What can someone do if they can’t convince their spouse to begin planning and saving? I’ve tried for years to persuade my wife to join me in following your plan, but I can’t get her to start thinking about our financial future and stop liv...

I spend a lot of time talking with students about big life decisions they’ll face, and one of the most important is how to pay for college. At a recent speaking event, I asked 100 students if they believed they could ever pay cash for college. Eighty...

If extreme market swings have become the new norm, look to women of the investing world to keep calm and carry on. Men are four times more likely to withdraw from investments during periods of turbulence, claims a new study from Nutmeg Saving and Inv...

The 1980s television series 21 Jump Street launched Johnny Depp’s acting career; Edward Scissorhands director Tim Burton’s dark Gothic fairytale, made him a movie star. But it was Disney’s Pirates of the Caribbean movies that made him rich. The origi...

Major stock indexes have given up much of their year-to-date gains after the past several days of selling. The year is half over, and the Standard & Poor’s 500 Index is up a few percentage points, while the Dow Jones Industrial Average is little chan...

Dear Dave, When is the right time to buy a house when someone is following your Baby Steps plan? — Samuel Dear Samuel, That’s a good question. Let’s start by going over the first few Baby Steps. Baby Step 1 is saving $1,000 for a beginner emergenc...

Dear Dave, I just graduated from college, and I’ll be starting my first real job soon. What can young adults, who are just getting started, do to avoid money problems now and in the future? BEN Dear Ben, Congratulations. I’m glad you realise the impo...

Dear Dave, I work long hours, and I make pretty good money. The problem is the money from my paycheques always seems to disappear before the end of the month. I know part of the problem is grabbing quick meals between extra shifts, and eating out a l...

Dear Dave, My husband has an old car that has become a real sticking point between us. He bought it for $2,400, and it needs about $4,000 in repairs and restoration. Together, we bring home $50,000 a year, and I feel like this car is interfering with...

Dear Dave, I’m 28, single, and I just became debt-free. In addition, I make $70,000 a year and have the equivalent of six months of expenses set aside for emergencies. Should I save up to pay cash for a house, or is mortgage debt okay? I’d like to ke...