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Dear Dave, What is your opinion of businesses that no longer accept cash? HEATH Dear Heath, Honestly, I think the whole scenario is kind of silly. Businesses that are suddenly into the “no cash” thing lose out on a lot of transactions. Believe it or ...

Dear Dave, I have cousins who are looking to rent for a while, and I have an unoccupied rental house. Do you think renting to family is a bad idea? — Katherine Dear Katherine, Renting to family can work out just fine, as long as there are clearly un...

How cheap or expensive are stocks? This is one of the more interesting investing debates, and a very confusing question for institutions and individuals alike. It often leads to fear, paralysis or bad decision-making, or some combination of the three...

Dear Dave, Do you recommend having gold and silver as part of your investment portfolio? DON Dear Don, No, I do not. I also don’t recommend oil or corn futures. All of these are examples of commodities, and the commodities market is extremely volatil...

Do you ever feel like you’re in a chronic cash crunch? That can put a real damper on your days, and take the hope and expectation out of a new year. But if money tops your list of new year’s resolutions, you’re in luck! Research shows you’re on the r...

Dear Dave, My wife and I both lost our jobs a few weeks ago. She began a training course for a new job last week, and I’ve been interviewing. We cashed in an annuity the other day because things have been tight, and we were wondering if we should use...

Barring a collapse in the last few weeks of the year, US stocks will post their ninth consecutive calendar-year gain once you include dividends. The only other time the S&P 500 has advanced for nine straight years on the basis of total returns was in...

Dear Dave, What do you think about online investing apps, and the way they allow you to jump in and out of stocks for really low fees? — Anonymous Dear Anonymous, I don’t think about them, and I don’t use them. And I don’t play single stocks — perio...

Dear Dave, I just accepted a new job that will pay me $30,000 a year more than my old position. I’ve got about $55,000 in debt I’ve been working hard to pay off, and I know now I need to adjust my budget. Do you have any advice? MITCH Dear Mitch, The...

Dear Dave, My wife and I are trying to improve our finances by living on a budget and following your plan. We’re in the middle of Baby Step 2, so we’re working to pay off everything but our house using the debt snowball. We only bring home about $40,...