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Dear Dave, My wife and I have $72,000 in debt from student loans and a car loan. We’re trying to pay off our debt using the debt snowball system, and we each make about $45,000 a year. She’s a teacher, and she’s planning on going back to school for h...

Buying a home can be lots of fun. It’s exciting to see all those years of dreaming come to life in a place you can finally call your own. With so many possibilities at your fingertips, it’s easy to get caught up in the excitement before asking yourse...

Dear Dave, My wife and I have $72,000 in debt from student loans and a car loan. We’re trying to pay off our debt using the debt snowball system, and we each make about $45,000 a year. She’s a teacher, and she’s planning on going back to school for h...

Dear Dave, Is it okay to buy something using a rent-to-own plan? JOSH Dear Josh, I advise against rent-to-own deals. Rent-to-own places get people in the door with promises of low monthly or weekly payments. But when it comes to rent-to-own furniture...

With so much advice out there about saving money, being encouraged to spend could sound a little weird. But that’s what some financial services firms are telling retirees to do — to make a resolution to use more of those dollars they’ve been socking ...

Dear Dave, What is your opinion of businesses that no longer accept cash? HEATH Dear Heath, Honestly, I think the whole scenario is kind of silly. Businesses that are suddenly into the “no cash” thing lose out on a lot of transactions. Believe it or ...

Dear Dave, I have cousins who are looking to rent for a while, and I have an unoccupied rental house. Do you think renting to family is a bad idea? — Katherine Dear Katherine, Renting to family can work out just fine, as long as there are clearly un...

How cheap or expensive are stocks? This is one of the more interesting investing debates, and a very confusing question for institutions and individuals alike. It often leads to fear, paralysis or bad decision-making, or some combination of the three...

Dear Dave, Do you recommend having gold and silver as part of your investment portfolio? DON Dear Don, No, I do not. I also don’t recommend oil or corn futures. All of these are examples of commodities, and the commodities market is extremely volatil...

Do you ever feel like you’re in a chronic cash crunch? That can put a real damper on your days, and take the hope and expectation out of a new year. But if money tops your list of new year’s resolutions, you’re in luck! Research shows you’re on the r...