Log In

Dear Dave, My wife and I are on Baby Step 2 of your plan, and I’m doing an online graduate degree while working full-time. We’re trying to cash flow my education from this point forward after previously taking out student loans. Our household income ...

Dear Dave, I make $2,100 a month after taxes, and I have accumulated $46,000 in credit card debt. My husband makes more than I do, but he won’t help me. He says I got myself into this mess, so it’s my job to stop being irresponsible and fix it on my ...

Dear Dave, My wife and I recently sat through a timeshare pitch at my mom and dad’s community as a favour to them. We’re trying to get out of debt and take control of our money, so when the salesman said we could put the whole thing on a credit card,...

We all have stress in our lives, especially when dealing with money. But there are habits you can incorporate into your life that will reduce money-related worries. By applying these tips, you can be well on your way to gaining control of your financ...

Dear Dave, My husband and I own three commercial buildings in Boise, Idaho, that are leased out long-term. We owe about $500,000 on one and $400,000 on each of the others, and they earn $190,000. The only other debt we have is a small amount left on ...

Dear Dave, Our three kids are enrolled in a private Christian school. It’s a great place, and we truly believe our kids are getting a wonderful, faith-based education, but the tuition is pretty expensive. We’ve already had to start digging into our s...

Here’s a number everyone interested in retirement should know: 15 per cent. That’s the amount of income financial experts agree everyone should be saving to ensure they stay on track to retire with dignity. And it’s not just the experts. Most people ...

Dear Dave, What is your opinion on paying cash for a “tiny house”? WES Dear Wes, This may be a really un-hip or uncool thing to say, but I wouldn’t buy a tiny house at all. Paying cash for something like that might make the mover smarter, but that st...

Dear Dave, I’m trying to help my elderly mom with her finances. She has no debt and more than $1 million in assets. There was also another $500,000 trust left for her by my dad. With access to all this, does she still need long-term health insurance?...

Dear Dave, My husband and I had to rent a car on a recent trip to Florida. When we tried to pay with our debit card, the attendant told us he would have to pull our credit report if we used debit instead of credit. He said all rental car companies op...