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Dear Dave, I’m debt-free except for my home, and I’m considering having solar panels installed on the roof of the house. It would cost about $27,000. I have $80,000 in savings, but the company doing the installation will finance it all for just one p...

Dear Dave, I currently have student loans in deferment from earning a degree in hospitality management. My career goal is to own a mobile food vending company, so I’m putting most of the money I make from eBay and ride-hailing services — around $1,00...

Dear Dave, I want to build an 18-unit apartment complex, but I don’t have enough cash to do it on my own. My net worth is around $1,00,000, and I have $600,000 I can put towards this project. It is estimated to cost $1.2 million. Would lining up inve...

Dear Dave, My wife and I have been helping our adopted daughter financially for some time. She’s 25, has been married for three years, and we don’t see this cycle stopping anytime soon. The worst part is, they will often throw in that our grandchild ...

Dear Dave, I’ve been living in a rental house for some time now. I was just told by the owners that the house is being foreclosed on next week. I’ve tried to call and e-mail them, but haven’t heard anything back. Should I go ahead and pay rent for th...

The explosive growth in exchange-traded and index funds is causing the money management industry to freak out. Some are worried these vehicles will destabilise markets. Others are concerned fundamental analysis is no longer being rewarded. Another gr...

Dear Dave, I’ve accepted a promotion that would take me from an hourly wage to a salaried position. Do you have any advice for negotiating a salary? J Dear J, The quick and simple answer to this question is you negotiate it based on what you’re worth...

Investors are constantly reminded that it’s impossible to avoid risk in their portfolio. People are worried about geopolitical risk, interest rate risk, liquidity risk, losing money, volatility, uncertainty and the permanent impairment of capital. Th...

Dear Dave, My dad wants me to buy a house on a 30-year loan for him and my mom in my name, and let them make the payments. I’m 24 years old and have a good credit score and a nice apartment. My dad filed for bankruptcy nine years ago, and he’s alread...

Sir John Templeton wrote 16 Rules for Investment Success in 1993. The following is by far the most quoted passage: “The investor who says, ‘This time is different,’ when in fact it’s virtually a repeat of an earlier situation, has uttered among the f...