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Dear Dave, My dad has been really bad with money his entire life. Anytime he would get into trouble, my grandparents would always bail him out. This time he came to my wife and I, asking for $350 to get out of overdraft at the bank. We’re trying to l...

Dear Dave, My husband has two trucks, one of which is a work truck at his construction site. It’s in really bad shape, and he wants to take $16,000 out of savings to buy another one. We only have $17,000 in the account. What should we do? CAROLINE De...

It’s time for a fresh start. A clean slate. Your biggest dreams! Maybe you want to buy a home, save more for retirement, or enjoy a debt-free vacation next year. Now’s the perfect time to make a plan for your money and your goals! Whatever your new y...

Dear Dave, How do you feel about using layaway programmes? JAY Dear Jay, I’m not a huge fan of layaway plans, because they’re not really the solution to a problem. What’s wrong with just saving up and buying stuff when you have the cash? I mean, Chri...

The news media have been abuzz for a few weeks about the proliferation and effect of fake news. Facebook is changing how it handles news from dubious sources, while Twitter is rethinking how to respond to bots promoting fabricated articles. Alphabet ...

One of the things I failed to learn after writing a book was the simple fact that methodically demonstrating a thing with data and evidence doesn’t resolve that issue. I shouldn’t have been so naive, given that some people still are flat-earthers, or...

Dear Dave, We just started following your plan, and we have $39,000 in debt. We make $55,000 a year, and two of our smaller debts — one car and a credit card — are both $7,500. The credit card has a higher interest rate, so my wife thinks we should p...

Martha Myron, our personal finance expert, is taking a rare break from her Moneywise column this week. Instead we are running this highly informative piece on retirement fund planning by the financial education website, Investopedia, adapted in some...

The post-election rally has taken stock markets to all-time highs. Readers know I am not a fan of making stock-market predictions, but the recent gains do raise some interesting questions. Rather than offer up a silly and very likely wrong forecast, ...

Dear Dave, We have three preschool grandchildren, and they get tons of stuff for Christmas every year. We’re in really good shape financially and would like to do something for their future this year instead of giving a toy that might get thrown in t...