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Dear Dave, I’ve been following your plan, and I’ve finally got out of debt and feel I have control of my finances. I’m also single, and I was wondering if you have any tips for how to gracefully mention financial topics and budgeting when you’re on a...

Dear Dave, My husband was laid off a month ago from a job making $80,000 a year. We have no debt except our house payment. We owe about $82,000 on it, but it's valued at approximately $300,000. We've also got an emergency fund of $30,000, and I work ...

If you spend all your time thinking about money, chances are, you’re going to get pretty good at thinking about money. Indeed, new research suggests that the poor — for whom concerns about cash are inescapable — are not as prone to certain financial ...

Dear Dave, My fiance and I are getting married in May. He’s a youth pastor, and I’m in grad school. His mom and dad found a home they think we’ll like, and they want to gift us money for a down payment. I’m not sure how I feel about this under our pr...

We must acknowledge the turmoil in the equity markets, and do so by discussing an infamous anniversary. On the off-chance you were unaware, China’s stock markets had their shortest trading day ever on Thursday as China’s CSI 300 Index plunged 7 per c...

Dear Dave, I don’t understand why you don’t like it when people properly manage their credit cards and pay them off every month. By doing this, you pay no interest and in my case I even got a free trip to Europe from using my credit card. Please expl...

Dear Dave, I work in IT, and I recently learnt that I’ll be losing my $88,000 a year job at the end of February. We’re debt-free, except for our home, and we have a full emergency fund in place. The problem is we just cash-flowed one daughter’s weddi...

Dear Dave, I woke up this morning and realised I haven’t started Christmas shopping yet. I’ve been listening to you for a long time, and I don’t want to fall in the trap this year of paying outrageous prices for things just because I have waited unt...

Dear Dave, I started working your plan earlier this year. I even budgeted for Christmas and got my shopping done early, but in the process I overspent and blew my whole monthly budget. Now I’m having a hard time getting motivated again. Do you have a...

It’s the Christmas season — my favourite time of year! And even though Christmas is the season of giving, it can also be a time when it’s really tempting to overspend. To keep from falling into that trap, you need to have a plan. So here are few way...