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Readers have voted. The verdict is in. They want the Financial Review Series to run consecutively each week until done. Thank you all for your feedback, it is so greatly appreciated. Now, if you should become totally bored with these topic, please le...

Dear Dave, I’ve heard you say to never give collectors access to your checking account. Does that include payments with a debit card too? Susan Dear Susan, Absolutely! If you’re doing something like scheduling utility payments to come through your d...

New Year’s reckoning. It is time for your annual financial review. Yes, it is time-consuming. It may take you a day, a couple, a week, or a month to go through all your last year’s financial activities. Additionally, this is a good time, a traditiona...

Going somewhere off island? How long are you going to stay? How many trips and visits did you make last year? Where did you go and how long was each visit? Your thought is — ‘We had fun, enjoyed ourselves, so why do we need to pay attention to this ...

Dear Dave, My wife and I are working the Baby Steps, and we have our budget in place. Sometimes the budget gets busted because of home improvements and various other things. I think we should take money from our emergency fund when this happens, but ...

Reflections on Christmas long ago — it was a very different time, a harder, but simpler living place. At the age of seven, even viewed through a veil of scepticism about the existence of Santa Claus, Christmas was a very special time for our family....

Dear Dave, What would you recommend for 401(k) contributions while getting out of debt? Chaz Dear Chaz, I recommend putting a temporary stop to investing while you’re getting out of debt. Lots of people are shocked by this advice, because they’re a...

The comments are many. “It is just does not seem fair, many long-term residents have waited forever just to obtain the right to live here. Others have greatly contributed to the economy, but have no rights at all; they are just considered plain old ...