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One of the tips in my best-selling investing guide, 101 Ways to Pick Stock Market Winners, is never invest in political footballs. I go on to say politicians think nothing of crushing companies, or for that matter, industries, regions or even states....

Dear Dave, My mother-in-law has a serious credit card problem. She can’t afford stuff, but she shops anyway, acquires more and more credit and thinks she’ll pay for it all later somehow. Her husband has bailed her out a few times, but he’s unwilling ...

Dear Dave, I got married in May, and my wife brought student loan debt into the marriage. I had some savings before the wedding, and I could pay this off immediately without putting us in a bind. But is this “her” debt, or should I look at it as “our...

Dear Dave, My parents are close to retirement and very heavily leveraged. Do you have any advice on how I can help motivate them to succeed financially? —Jack Dear Jack, I appreciate your concern for your mom and dad, but I’m not sure you can moti...

It doesn’t take a financial guru of profound genius to know that there has been a nasty correction around April and May every year since 2006. What is an investor or trader to do? The trader in you will say “sell in May and go away.” This is a solid...

Dear Dave, When it comes to taking control of your money and living on a budget, what’s the biggest thing a family can live without? —Will Dear Will, There are always the shiny things people can do without. Sometimes people sell a fancy car or boat ...

The Royal Gazette is pleased to introduce our new Personal Finance columnist Dave Ramsey. Millions in America listen to him every week and read his advice on getting out of debt, living below your means and finding financial peace. We hope he can hel...

It’s a sad situation when you can predict a news story by watching the market trade insider information, before it is announced. It is bad enough when the insider trading is in a marginal penny stock under the thrall of manipulators, because lots of...

Last week the man in the street got exactly what he asked for ... at least in Bulgaria. For many days, thousands of anti-government protesters had been mobbing the streets of the capital city Sofia, chanting, "Everybody out." And indeed, a good par...

The markets are on hiatus waiting for the moment when the US debt ceiling is sorted out, then they might wait again for the “fiscal cliff” issue to be resolved. However it is clear US politicians don’t have the guts to take the medicine they need to ...