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It is impossible to overestimate the dependence of Bermuda’s successful insurance sector on information technology. The more advanced and intelligent that technology is, the better that sector will be managed and operated, in all respects. As with al...

Despite the disruption and uncertainty caused by the Covid-19 pandemic, Appleby continues to advise on cross-border solutions to meet the ever-changing needs of our corporate and ultra-high net worth clients who use global financial centres like Berm...

As we all know, promises are made and broken all the time. What, if anything, can the law do to assist? Bermuda law, like English law, is usually uninterested in the simple promise, or, more pertinently, the breaking of a simple promise. Without a co...

In the course of my career, I have drafted, negotiated or otherwise provided commercial and legal advice concerning well more than 300 outsourcing contracts of all types. Whether as inter-company shared service contracts among affiliates or with com...

It is common knowledge that directors of companies owe a duty to the company to act in its best interests. Less well understood is the principle that, when a company reaches a certain level of financial distress, the directors’ duties shift to includ...

The Employment Act 2000 is the island’s key piece of employment legislation, applicable to employees who work mainly in Bermuda under an employment contract. The Act aims to promote fair treatment of employers and employees by providing minimum stand...

Increasingly, businesses in Bermuda rely on the IT and data-processing services of both domestic and overseas providers. The collection and use of personal information is a ubiquitous aspect of those services. Whether delivered as cloud services, bac...

Restructuring involves changing the financial, operational, legal or other structures of a business to make it more efficient and more profitable. It is not a “one size fits all” process. Today, in the time of Covid-19, there are a lot of distressed ...

Investment funds registered, authorised or designated under the Investment Funds Act 2006 have ongoing filing requirements, as well as requirements in relation to the appointment of service providers and annual fees. The ongoing filing requirements f...

The public nature of wills has recently been hotly contested in the United Kingdom, where the practice of making wills of ordinary folk public, versus sealing royal wills, has been in focus. Following the death of Prince Philip, Duke of Edinburgh las...

This week is Data Privacy Week, an occasion championed by the National Cybersecurity Alliance, the American non-profit, public-private partnership promoting cybersecurity and privacy education and awareness. A key focus this year is empowering indivi...

Several events that occur during many of our lives should be considered reminders for us to review our estate planning documents. Three such events are marriage, births and the transfer of assets during one’s lifetime, among others. Newlyweds rarely ...