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Dear Dave, I lost my job a couple of years ago. As a result, I ended up in about $25,000 of debt through credit cards and a consolidation loan. Now I have a great job making more than I’ve ever made before, plus a car loan for about $13,000. The olde...

Yesterday was Armistice Day, a time set aside in Bermuda and elsewhere to commemorate and remember all who died during the First World War (now more than 100 years ago), and the Second World War, in the ever-continuing fight for democracy against the...

Dear Dave, I live with my boyfriend, and we have a baby together. I brought debt into the relationship, and I’m using your debt snowball method to pay it off, but he is debt-free. We have quite a few shared expenses that we split 50-50, but that mean...

Vulnerable families could get increased financial aid to help with the effects of the Covid-19 pandemic. Tom Oppenheim, the Deputy Governor, said in the Throne Speech on Friday that the Cost of Living (Essential Commodities) Regulations will come int...

Christmas and money – now there’s a combination that can send anyone spiralling. When you’re trying to take control of your money, saving for an emergency fund is a crucial part of the process. In fact, it’s so important that at Ramsey Solutions, the...

Dear Dave, After hearing you talk about financial infidelity, I have to admit that I hide money from my husband. I have been setting aside money for emergencies without his knowledge. He is not terrible with money, but he always seems to find somethi...

This article originally written in fall 2017. It has been revised and updated with current information. These days the truth is in short supply. What is truth? Is it those mundane facts of consequences that are embedded in law, such as you must ...

Dear Dave, I need help. I am way behind on my basic utilities and my taxes. I have tried to start the Baby Steps, but everything is so overwhelming right now that it is easy to get discouraged. I am 33, I live in Los Angeles, and I average around $30...

Retirement might be a long way off for you, or it may be knocking on your door. Either way, your current self and your future self are inseparable; you cannot divorce or sack yourself; you are together “until death do us part”. And so, like any good...

Dear Dave, I am getting older, and health issues over the last year have made me begin thinking about selling my small business. I have spoken with a couple of potential buyers recently, and one of them seems to be the kind of person who would handle...

Dear Dave, My wife and I are in our late twenties, and we have a full emergency fund saved up. Our only debt is our home. We have talked about having a child some time next year, but I am on the road three weeks a month for my job. I don’t want to be...

Buying your dream home is a huge decision in many of our financial lives. In this, the first of a five-part series in Moneywise, we take a look at what the process entails. You’ve saved and saved – now the dream is about to become a reality. One of t...