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Dear Dave, I am on Baby Step 2, and I started a YouTube channel earlier this year that led to a new opportunity to make additional income. I try on and review clothing, and I’m paid $30 for each clip that’s anywhere from 30 seconds to two minutes lon...

Dear Dave, What is the main difference between people who follow your plan, stick with it and succeed, and those who fall off along the way? — Damon Dear Damon, I’ve walked with thousands of families through financial problems. Some of them were...

Dear Dave, All the talk on the news about inflation is a little scary. Is there any way to protect yourself against it on a day-to-day basis? – Garret Dear Garret, When people start talking about inflation, it seems like there are always some who wa...

Almost any heightened euphoric report about some “fantastic” equity stock position tends to raise my total sceptic alarm system. Yes, it’s probably an over cynical reaction, but that’s the training of investment professionals worldwide who are fiduc...

Dear Dave, I have a good job and make pretty good money, but I’m tired of always worrying about my finances and being strapped for cash at the end of the month. I’ve heard you talk about getting out of debt and living on a zero-based budget, but what...

Dear Dave, I have decided it’s time to get control of my money. Your plan sounds workable, but I talked to some friends about it, and they think I would be better off using a credit card for emergencies. Can you explain why you advise saving a separa...

Trader 1: What's the call on the Libor? Trader 2: Where would you like it, Libor that is? Trader 3: Mixed feelings, but mostly I'd like it all lower so the world starts to make a little sense. Trader 4: The whole HF [hedge fund] worl...

Dear Dave, What are your views on teaching children good work habits? Many of our friends don’t require their kids to help out or work around the house, but we both strongly feel that instilling a strong work ethic early in life is one of the best th...

Dear Dave, I brought about $15,000 in student loan debt into our marriage. I’m 26, my wife is 27, and we’ve been married a little over a year. During that time, our parents have helped us out with financial gifts occasionally. Whenever this happens, ...

Another island morning as dawn slowly crests the horizon. Your house is chilled. Windows streaked with ice; ground covered in snow; the precious grass you’ve spent hours fertilising and watering into perfection is frozen. “This can’t be. I’m dreaming...

Making a list, checking it twice … Oh wait, it’s not the holiday season quite yet? You may still be enjoying time at the pool, but if you haven’t started yet, now is the best time to start budgeting for Christmas. When you make a Christmas budget ah...

Dear Dave, A friend recently mentioned something called impact investing to me. What exactly is this? How do impact investment funds perform, and what do you think about them? – Carson Dear Carson, Impact investing generally aims to benefit soci...