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As Mark Twain said: “Age is an issue of mind over matter. If you don’t mind, it doesn’t matter.” That was part of my week last week. Another birthday suffered. I use the word “suffer” advisedly. Not because it was painful, but it was simply cringewo...

Okay, I get it. The last thing your teen probably wants to think about this summer is saving money for college. But let’s be real. There’s no better time. They’re free from their normal responsibilities with classes and homework. And, after spending ...

Dear Dave, My wife and I are trying very hard to save money and pay off debt, but we’re not making progress as quickly as I had hoped. What do you think of the idea of putting a hold on our son’s allowance for the jobs he does around the house until ...

This article continues our discussion of post-Covid-19 recovery with thoughts of everything returning to the old normal, a semblance of normal, or the new normal, or something quite different again. No one really knows how recovery will completely s...

Have you been stressed during budget conversations? Are you anxious at the grocery store checkout when you hear the total? Do you seem to be buying more and more stuff to make yourself feel better about everything? Kids pick up on these things, and ...

The whole Covid-19 crisis has seemed unreal, from beginning to where we are now, for those relatively unaffected by health or job worries. We are all probably functioning on “hope for the best” basis at this point in time. The gradual, monitored sma...

In honour of Father’s Day, I want to pause, huddle up the dads out there, and give us men a quick pep talk. We have a massive opportunity to impact our children’s lives, for better or worse. I have three incredible boys, and I want to do everything ...

Almost of all of us have experienced some, or all, of the following: We’ve been cooped up, isolated. Been deprived of contact. Shrivelled our savings. Eaten too much, mostly carbs. Drunk too much, mostly for short-term, mood-elevating results. Been ...

Covid-19 appears to be slowing down in the earlier infected countries. And some economies are very carefully and slowly moving forward, but there are no full blown recoveries yet. We are reading and hearing about heightened stock market valuations, b...

Dear Dave, Is it okay to combine finances with someone and start working on a budget before you marry them? I just got engaged, and we’ve been talking about the idea of getting a head start on our finances together. AUTUMN Dear Autumn, First, congrat...

This article has been updated for the Covid-19 crisis financial environment. It was originally written during the 2008 ongoing recessionary challenge. Many of you are no strangers to this economic downturn, which is another survival of the fittest c...

Dear Dave, A good friend of mine passed away recently. In his will, he left me a couple of items and some money, and I’d like to share the money with my son. He is 25, and a good kid, but he is still impulsive with his finances. Do you have any advic...