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Global trading markets experienced an absolute disruption (expressed in investment terms) last week. As fears of contagion from the coronavirus with the possible concomitant reductionor freeze in supply chains’ access for global industries, and many...

Dear Dave, My husband passed away last year at just 45 years old. We always tried to be careful with our money, and we were in good enough shape financially that I paid for his funeral with cash. A few days ago, I started getting letters from the fun...

A reader who was born in the US, and has a Bermudian parent and a Bermudian grandfather who resides on the island, has asked a question about her status. She is 30, and while she has visited her relatives, she has never lived in Bermuda. Her Bermudia...

Moneywise answers a reader’s questions, converted for confidentiality to generic anonymity. Any resemblance to any individual, living or deceased, is completely unintentional. Readers’ letters to Moneywise over the years have focused on retirement ...

Dear Dave, My husband and I are on Baby Step 3b, and we’re saving for a house. We’re out of debt and both of us make good money, plus we each have 20-year level term life insurance policies with coverage equalling ten times our individual incomes. We...

The National Pension Scheme (Occupational Pensions) Act 1998 as amended (the “Act”) became operative on January 1, 2000. This was a good thing. It made people aware of their financial future long before they would otherwise have thought about it, esp...

This is an update, 18 years later, of the original Moneywise article published in January 2002. It has now been 20 years since the ground-breaking, game-changing Bermuda National Pension Scheme (Occupational Pensions) Act 1998, a contributory benef...

Valentine’s Day is coming! Prepare yourself for an onslaught of Instagram posts featuring bright flowers, sparkling jewellery, and oversized teddy bears. Your feed is about to get #blessed. If you get to know me for more than ten seconds, you know th...

Dear Dave, We’re debt-free except for our home, and we’ll have our fully funded emergency fund of three to six months of expenses, we’ve agreed on six months’ worth, saved up by the end of February. We’re also setting aside a little each month to buy...

The Moneywise Pretend Portfolio yearlong series has been updated to reflect stock and bond prices at original issue and as at end of January. The portfolio is not yet complete as each month in the year-long programme, but please take the time to see...

I have now been in my profession for nearly two decades. While not long compared to some, I have learnt several lessons and survived the great financial crisis. Here are a few things I think I might know: 1, You will feel great being a long-term inv...

Ever feel like you have a completely packed calendar and yet don’t really accomplish much at all? The struggle is real! But the struggle is also our fault. We say “yes” far too much. We’re so afraid of disappointing people that we spend all our time ...