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This is part two of the overview of the original innovative Bermuda National Pension Scheme (Occupational Pensions) Act 1998, the National Pension Scheme (General) Regulations 1999 and the 2019 amendments to same that were tabled in House of Assembl...

The power and the glory: as I write this article on the afternoon of the Sunday after the hurricane, I’m inclined to forego the latter in search of the former. We are at this point, some 96 hours in the dark. I’ve often wondered what island life was ...

Dear Dave, My husband and I are in our 30s. We have $15,000 in debt spread across student loans, credit cards, and a car payment. We make decent money, and we’ve each got around $50,000 in our pension plans. What steps can we take towards becoming go...

Part one of two: evaluating the Bermuda National Pension Scheme (Occupational Pensions) Act Amendment 2019 tabled in the House of Assembly on Friday, September 13, 2019, but not yet enacted as law. Well, dear readers, the review of these amendments h...

Dear Dave, My two brothers-in-law and I have been thinking about going into business together as a side project in the real estate world. One of them is an architect and licensed general contractor, one has a successful painting business, and I’m a c...

Dear Dave, I’ll be graduating from college in December, and I’ll have a job waiting for me that pays $50,000 a year. This will bring our household income up to about $95,000. The problem is we’ve got $18,000 in student loan debt, $2,500 in credit car...

Over more than 20 years of practice in Bermuda, anecdotal stories filtered through from employees short-changed by their employers had almost always the same sad outcome — little to no recourse for recovering a 15 to 20 per cent reduction of their gr...

Dear Dave, Our son is 27, and he has a good job making $55,000 a year. Recently, we learnt he financed an expensive car he’s now upside down on. In addition, he has accumulated over $15,000 in credit card debt. He lives in a small town, and only pay...

Global capital markets have been roiling and boiling in roller-coaster activity for months, as various country twitterheads-in-charge jockey for trade concessions with various tactics, including tariffs and economic sanctions. Of course these disput...

In the Heat of the Night is a 1967 American mystery drama film. It is based on John Ball’s 1965 novel of the same name and tells the story of Virgil Tibbs, a black police detective from Philadelphia, who becomes involved in a murder investigation in ...

So, your kids are in high school. Honestly, you’re already crushing it as a parent, especially if you still have your sanity! Before you celebrate too hard, though, there’s one more thing to think about — college. If you’re like most parents, the id...

Dear Dave, I’ve got about $3,000 in credit card debt. Would it be a good idea to transfer the balance from my credit card to another one that has a much lower interest rate? — Tammi Dear Tammi, Lots of people who find themselves in your shoes make t...